Privacy Policy

FundLyte ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

We collect information you provide directly to us, including:

• Name, email address, phone number, and mailing address
• Business name, EIN, annual revenue, and years in business
• Credit-related information you authorize us to access (soft pull only — no impact to your score)
• Financial documents you upload through our secure portal
• Communication history (calls, messages, and emails with our team)

We also collect certain information automatically, including IP address, browser type, and pages visited, through standard web analytics tools.

2. How We Use Your Information

• To evaluate your eligibility for credit and funding products
• To match you with appropriate lenders, banks, or card programs
• To communicate with you about your application and next steps
• To improve our website and services
• To comply with legal obligations

3. Sharing Your Information

We do not sell your personal information. We may share information with:

• Lenders and financial institutions — only with your explicit consent and for the purpose of evaluating your application
• Credit bureaus and reporting agencies — as authorized by you during the intake process
• Service providers — such as CRM and document management platforms (under data processing agreements)
• Legal authorities — if required by law or to protect our rights

4. Credit Inquiries

Our initial review uses a soft pull that does not affect your credit score. Any hard inquiries required for formal loan or card applications will be explained to you in advance and will require your written consent.

5. Data Security

We use industry-standard security measures including encryption, access controls, and secure data transmission to protect your information. However, no method of transmission over the internet is 100% secure.

6. Your Rights

You have the right to:

• Request access to the personal information we hold about you
• Request correction or deletion of your information
• Opt out of marketing communications at any time
• Withdraw consent for credit inquiries (for future inquiries only)

To exercise any of these rights, email us at admin@fundlyte.com.

7. Cookies

We use cookies and similar technologies to analyze site traffic and improve your experience. You can disable cookies in your browser settings, though some features of our website may not function properly as a result.

8. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the privacy practices of those sites and encourage you to review their policies separately.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will post the updated policy on this page with a revised effective date. Continued use of our services after any changes constitutes acceptance of the updated policy.

10. Contact Us

If you have questions about this Privacy Policy, contact us at:

FundLyte
Email: admin@fundlyte.com
Website: fundlyte.com